Payhawk is an all-in-one spend management platform designed for scale-ups, mid-size companies, and large enterprises. It centralizes expense processes—from issuing corporate cards and managing expense reports to processing supplier invoices and reimbursements—while integrating natively with leading ERP systems. Leveraging advanced automation and AI, Payhawk helps finance teams gain real-time visibility and control over spending without adding operational complexity.

What are the main features of Payhawk?

International corporate cards

Payhawk issues physical and virtual Visa cards in seven currencies, accepted in over 32 countries. These cards offer:

Custom spending rules by employee or card
Real-time transaction monitoring
Automatic receipt collection
Proactive fraud prevention through advanced controls

Multi-entity card management is centralized across currencies, countries, and teams.

Automated expense management

Employees can submit expenses in just a few clicks. The platform triggers automated approval workflows based on your company’s policies. Features include:

Time-saving expense entry and processing
AI-powered categorization and coding
Fast employee reimbursements
Streamlined reconciliation and faster monthly closings

Supplier invoices and purchase orders

Payhawk handles the entire procure-to-pay cycle:

Creation and validation of purchase orders
Invoice capture and processing
3-way matching (PO, invoice, payment)
Domestic and international payments within the platform

This ensures compliance and reduces manual errors.

ERP integrations and open APIs

Payhawk offers seamless integrations with major ERP and accounting systems (SAP, NetSuite, Microsoft Dynamics, etc.), as well as HR and security tools. Capabilities include:

Master data sync (vendors, cost centers)
Real-time export of transactions and receipts
Robust REST APIs and webhooks for customization

AI-powered automation and insights

Integrated AI agents improve efficiency across workflows:

Multilingual receipt and invoice data extraction (60+ languages)
Auto-filled analytical fields
Anomaly detection in spending behavior
Faster and more accurate month-end closings

Why choose Payhawk?

Advanced automation: Eliminate up to 90% of manual tasks, significantly boosting team productivity.
Centralized visibility: Monitor all spend across entities and currencies in one dashboard.
Regulatory compliance: E-money license (EEA and UK), PCI DSS Level 1, SOC 1 and 2, PSD2-ready.
Responsive multilingual support: Dedicated onboarding and support teams with 99% customer satisfaction.
Proven ROI: Clients save on VAT recovery, reduce processing costs, and benefit from cashback on card usage.

Payhawk is built for companies seeking to unify, automate, and control their global spend processes through a powerful, scalable solution.